Payments & Payouts
This guide explains how earnings work on adly.news, how to set up payouts, and how to withdraw your money to your bank account.
Understanding Your Earnings
How You Earn
You earn money when businesses book your ad slots:
Business books and pays — Payment is collected
Platform fee deducted — 10% goes to the platform
Your earnings — 90% goes to your balance
Balance Types
You have two types of balances:
Pending Balance
Earnings from confirmed bookings not yet completed
Available Balance
Funds ready to withdraw to your bank
How Earnings Move
Booking Confirmed → Pending Balance
↓
Booking Completed (ad published)
↓
Pending Balance → Available Balance
↓
You request withdrawal
↓
Funds arrive in your bank (2-5 business days)Accessing the Payments Page
Navigate to Payments
Click Payments in the sidebar
You'll see your balance summary and payout options
What You'll See
The Payments page shows:
Pending Balance
Earnings awaiting booking completion
Available Balance
Funds ready to withdraw
Total Earned
Lifetime earnings on the platform
Stripe Connect Status
Whether your bank is connected
Payout History
Record of all withdrawals
Setting Up Payouts with Stripe Connect
To receive payouts, you need to connect your bank account through Stripe.
Step 1: Start the Connection
Navigate to Payments
Click Connect with Stripe
You'll be redirected to Stripe's onboarding
Step 2: Complete Stripe Onboarding
Stripe will ask for:
Personal/Business Info
Identity verification
Bank Account
Where to send your payouts
Tax Information
Legal compliance
Step 3: Verify Your Identity
Stripe may require:
Government-issued ID
Address verification
Business documentation (if applicable)
Step 4: Complete Setup
Follow all Stripe prompts
Submit required information
Return to adly.news when complete
Your status will show as connected
Stripe Account Statuses
Not Connected
You haven't started Stripe setup
Pending
Setup in progress, additional info needed
Active
Fully connected, can receive payouts
If your status is "Pending," click to complete the remaining setup steps.
Withdrawing Funds
When You Can Withdraw
You can withdraw when:
Your Stripe account is active
Your available balance is at least $1.00
How to Withdraw
Navigate to Payments
Click Withdraw
Confirm the withdrawal amount
Click Confirm Withdrawal
What Happens Next
Payout is initiated with Stripe
Funds leave your adly.news balance
Funds arrive in your bank in 2-5 business days
You receive a confirmation notification
Payout Timing
Processing
Payout initiated immediately
Bank Transfer
2-5 business days
Weekends/Holidays
May add 1-2 days
Viewing Earnings by Newsletter
If you have multiple newsletters:
Earnings Breakdown
The Payments page shows:
Total earnings across all newsletters
Breakdown by individual newsletter
Pending bookings per newsletter
Why Breakdown Matters
See which newsletters earn most
Identify opportunities for improvement
Understand your overall business
Payout History
Viewing Past Payouts
Scroll down on the Payments page to see:
Date
When the payout was requested
Amount
How much was withdrawn
Status
Pending, Processing, Completed, Failed
Completed Date
When funds arrived
Payout Statuses
Pending
Payout requested, processing hasn't started
Processing
Being transferred to your bank
Completed
Successfully deposited
Failed
Transfer failed (see reason)
Cancelled
Payout was cancelled
Pending Bookings
Understanding Pending Balance
Pending balance comes from confirmed bookings that haven't been completed yet:
The business has paid
The ad hasn't been published yet
Funds will become available after the scheduled date passes
Viewing Pending Bookings
The Payments page shows pending bookings with:
Newsletter name
Business name
Scheduled date
Your earnings (after platform fee)
Moving Funds to Available
Funds automatically move to your available balance:
Publish the ad on the scheduled date
The booking is automatically marked as Complete after the scheduled date
Funds move to your available balance
No manual action is required — just publish the ad as scheduled.
Platform Fees
Fee Structure
Your Earnings
90%
Platform Fee
10%
Example
If a booking is $100:
Platform fee: $10
Your earnings: $90
When Fees Are Applied
Fees are deducted when the booking is confirmed. The amounts shown in your balances are already net of platform fees.
Troubleshooting
Stripe Connection Issues
If you can't complete Stripe setup:
Ensure you're providing accurate information
Check that your bank account details are correct
Verify your identity documents are clear
Try again or contact Stripe support
Payout Failed
If a payout fails:
Check the failure reason in payout history
Verify your bank account is still valid
Update Stripe account if needed
Request a new payout
Missing Earnings
If expected earnings aren't showing:
Verify the booking status is Confirmed
Check that payment was completed
Allow time for processing
Contact support if issues persist
Balance Discrepancy
If your balance seems incorrect:
Check pending vs. available balance
Review recent bookings and their statuses
Check payout history for recent withdrawals
Contact support with specific concerns
Tax Considerations
Your Responsibility
You're responsible for reporting income
Keep records of all payouts
Consult a tax professional for advice
Stripe may issue tax documents (1099 in the US)
Record Keeping
The Payments page serves as your earnings record:
Payout history shows all withdrawals
Booking history shows all earnings
Download or screenshot for your records
Best Practices
Complete Stripe Setup Early
Don't wait until you have earnings:
Set up Stripe when you create your account
Complete all verification steps
Be ready to withdraw when you earn
Publish Ads on Schedule
To ensure smooth fund processing:
Publish ads on their scheduled dates
Bookings are automatically marked complete
Funds become available after the scheduled date
Withdraw Regularly
Consider regular withdrawals:
Don't let large balances accumulate
Ensures steady cash flow
Reduces risk of any issues
Keep Bank Information Updated
If you change banks:
Update your Stripe account
Verify the new account
Ensure payouts continue smoothly
Common Questions
When will my earnings be available?
Earnings move to available balance automatically after the scheduled publication date. Withdraw to your bank in 2-5 business days.
Can I get paid instantly?
Standard payouts take 2-5 business days. Stripe may offer instant payouts for additional fees in some regions.
What currency do I receive?
Payments are in USD. Your bank may convert if you're in another country.
Can I change my bank account?
Yes, update your bank account in Stripe. New payouts will go to the updated account.
Is there a minimum payout?
Yes, the minimum withdrawal is $1.00.
Next Steps
Ensure your Newsletter and Ad Slots are set up
Complete Bookings promptly to access earnings
Configure notification preferences in Settings
Last updated